Which Tuleva pension fund to choose?

If you are less than 55 years old, then the fund suitable to you is

Tuleva World Stocks Pension Fund

Tuleva World Stocks Pension Fund

The equity fund with lowest costs in Estonia*: management fee 0,34% and total expense ratio 0,5%

  • Most of the money is invested in stocks: bigger expected return and risk
  • Suitable for you if you want best expected return over long term and you are not disturbed by short-term fluctuations of the market
If you are over 55, the fund better suited for you could be

Tuleva World Bonds Pension Fund

Tuleva World Bonds Pension Fund

Low cost: management fee 0,34% and total expenses 0,5%

  • Money is invested into world goverments’ and governmental organisations’ bonds: smaller risk, smaller expected return
  • This suits you in case you have just a few years till retirement or in case you are willing to forgo returns in order to avoid losses