Tuleva pension calculator
Calculate how much you will spend on fees in the old bank's second pillar pension fund during your lifetime and choose a modern, low-cost fund.
Switching funds is free and takes only 2 min.
How does the calculator work?
The world's leading analysts have determined that fees are the surest predictor of returns: the lower the fees, the better prospects for growth. (And higher fees correlate with poorer results.)
Expected returns depend greatly on the evolving rate of return, and neither we nor anyone else are able to guarantee a 5% annual return.
In a low-cost index fund your assets grow hand-in-hand with the average returns of world markets. Low-cost index funds have outperformed Estonian pension funds every year to date, but past performance is no guarantee of future performance.
Assumptions
Funds' average annual return before management fees
5%
Average annual salary growth
3%
Minimum eligible age
21yrs
Is our money in Tuleva as protected as in bank’s pension fund?
YES!
Financial Inspection
issued a licence to Tuleva fund manager and controls that our everyday operations comply with regulations.
Swedbank
is Tuleva pension funds’ depositary bank. Depositary bank approves every transaction with fund’s assets. Exactly like with bank’s own funds.
State guarantee fund
protects all pension fund investors against the worst in case fund manager causes harm to investors.