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[Updated 2026] Tuleva pension funds: where do we invest and which fund is right for you?
In spring 2016, 22 Estonian entrepreneurs and public figures made a promise to one another: to help make pension saving more affordable for people in Estonia. We established Tuleva. The birth of better pension funds was made possible by the 3,000 Tuleva members who teamed up with the founders right from the first months. Today,…
How do we use membership fees?
Membership fees are used to develop the Association and to represent the interests of members. The fees of our first members were used to raise the fund’s initial capital, introduce Tuleva to the general public, and make preparations to start the fund, including application for an activity license from the Financial Inspectorate. From this point forward, membership fees will be used for the following activities:
- Membership community management and communication
- Development of Tuleva’s web page, blog, and other informational channels
- The creation of proposals and influence analysis to improve the Estonian pension system, in cooperation with the Ministry of Finance and other state organizations
- Development of Tuleva’s IT systems
- Preparation and analysis of voluntary savings products and Third Pillar options