• Tuleva management report 2021
    Tuleva management report 2021
    Tõnu Pekk 9. March 2022

    The more people save capital for the future in our mutual funds, the better for all of us. The year 2021 confirmed this more than the previous years combined. While other management companies lost assets due to the pension reform, our funds increased by 150 million euros. The regular contributions made by all of us…

  • Have a look: how much can you invest tax-free in the third pillar this year?
    Have a look: how much can you invest tax-free in the third pillar this year?
    Kristi Saare 3. December 2021

    As taxes are calculated per calendar year, December is a good time to look at this year’s income and make a possible additional contribution to the third pillar to make the most of the tax incentive. Important! For your contribution to be credited for this year, the money must reach your third pillar account at…

  • Tuleva 2020 management report
    Tuleva 2020 management report
    Tõnu Pekk 1. March 2021

    I have a good feeling as I’m writing this report. 2020 was a great year for us. It seems to me that all our previous years’ work has really borne fruit last year, thanks to some supportive external events. Most people save less than they would like. Tuleva connects with people who want to improve…

  • 4. What happens when stock prices fall?
    4. What happens when stock prices fall?
    Tõnu Pekk 17. December 2019

    Since you brought your money from the old bank pension fund to an index fund, the return has been much better. You can be satisfied! But what if one day you see a minus instead of growth in your account? Let’s take a closer look at the example of the already familiar Laura. In Chapter…

  • What is inside Tuleva III Pillar Pension Fund?
    What is inside Tuleva III Pillar Pension Fund?
    Tõnu Pekk 7. October 2019

    To date, we have been able to save money in Tuleva’s very own third pillar fund for two years! As in our second pillar funds, you don’t have to be a member of the association to join us in the Tuleva third pillar. Start investing from the third pillar! A simple rule to follow for…

  • What is a membership bonus?
    What is a membership bonus?
    Tuleva 20. March 2019

    Everyone will benefit from Tuleva, but only members will earn a membership bonus that will increase their stake in the membership capital of our mutual company. What is it, and how does it work? Tuleva’s purpose is to make its members richer. We have two main goals to that end, and everyone in Estonia will…

  • Bonus chapter: Are index funds threatening the health of the world’s securities markets?
    Bonus chapter: Are index funds threatening the health of the world’s securities markets?
    Tõnu Pekk 17. May 2017

    * This article is for those people with a deeper appreciation for securities market theory. If you would simply like to decide which pension fund is suitable for you, you can jump directly to the end. Suitable background music for reading is available here. Today’s Luddites are not textile workers, but rather white-collar investment bankers,…

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