• [Updated in 2023] What is inside Tuleva III Pillar Pension Fund?
    [Updated in 2023] What is inside Tuleva III Pillar Pension Fund?
    Tõnu Pekk 2. November 2022

    To date, we have been able to save money in Tuleva’s very own third pillar fund more than three years! As in our second pillar funds, you don’t have to be a member of the association to join us in the Tuleva third pillar. Start investing from the third pillar! A simple rule to follow…

  • Tuleva Management Report for First Half of 2022
    Tuleva Management Report for First Half of 2022
    Tõnu Pekk 2. September 2022

    Tuleva’s mission is to help people accumulate capital efficiently and confidently. The first six months of this year tested the nerves of many investors: falling stock markets, rising inflation and war in Europe shook the sense of security. While other pension funds shrank, we at Tuleva stayed firmly on course and continued to save. The…

  • Tuleva management report 2021
    Tuleva management report 2021
    Tõnu Pekk 9. March 2022

    The more people save capital for the future in our mutual funds, the better for all of us. The year 2021 confirmed this more than the previous years combined. While other management companies lost assets due to the pension reform, our funds increased by 150 million euros. The regular contributions made by all of us…

  • [Updated in 2024] Have a look: how much can you invest tax-free in the third pillar?
    [Updated in 2024] Have a look: how much can you invest tax-free in the third pillar?
    Kristi Saare 3. December 2021

    It is worth noting that the calculation of income tax refunds for the third pillar is based on the calendar year. It doesn’t matter when or how many contributions you make. Therefore, you can calculate your total income for this year now and make contributions to the third pillar for the entire year or in…

  • Tuleva 2020 management report
    Tuleva 2020 management report
    Tõnu Pekk 1. March 2021

    I have a good feeling as I’m writing this report. 2020 was a great year for us. It seems to me that all our previous years’ work has really borne fruit last year, thanks to some supportive external events. Most people save less than they would like. Tuleva connects with people who want to improve…

  • 4. What happens when stock prices fall?
    4. What happens when stock prices fall?
    Tõnu Pekk 17. December 2019

    Since you brought your money from the old bank pension fund to an index fund, the return has been much better. You can be satisfied! But what if one day you see a minus instead of growth in your account? Let’s take a closer look at the example of the already familiar Laura. In Chapter…

  • What is a membership bonus?
    What is a membership bonus?
    Tuleva 20. March 2019

    Everyone will benefit from Tuleva, but only members will earn a membership bonus that will increase their stake in the membership capital of our mutual company. What is it, and how does it work? Tuleva’s purpose is to make its members richer. We have two main goals to that end, and everyone in Estonia will…

Search

Make our success story yours!

Find out more and join

Why was Tuleva born, what are our goals and how can you benefit from joining us?

Our guide makes transferring your pension easy via your internet bank. 5 minutes, no costs involved.

I have a question