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Tuleva management report for the first half of 2024
Dear Tuleva pension savers and members, If you have just one minute to read: In the first six months of the year, Tuleva pension savers contributed 53 million euros into the second and third pillars, which is a third more than in the same period last year. The number of people contributing to the third pillar…
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Tuleva management report 2023
Dear Tuleva members and investors, If you have 90 seconds: The formula for successful saving is simple: start early, save as much as possible, and ensure your assets generate decent returns. We, Tuleva savers, made significant progress last year: We set aside 102 million euros for the future Together, we made contributions to our second…
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Tuleva Received a Fine
Tuleva was fined for violating communication rules. The Financial Inspection, which imposed the fine, accused us of using two sentences in our July Facebook ads: “Keep the profitability of your pension assets” and “The only one with honest statistics.” Additionally, FI found that we had omitted mandatory disclaimers from some advertisements. (1) FI considered the…
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New tax benefit for pension savings. What is the 2-4-6 reform?
From January 2024, you can apply to increase your second-pillar contributions from 2% to 4% or 6% of your salary. Contributions based on your application will be made starting from 2025. This change is to your benefit, as it allows you to take better advantage of tax reliefs when saving. I am definitely going to…
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Lower fees for Tuleva funds!
Tuleva investors will benefit from reduced fees once again! At Tuleva, we believe that the more investors join our ranks, the less everyone should pay in fees. This core principle drives our operations. Thanks to the remarkable growth in our assets, which have increased by 160 million euros since the beginning of the year, we…
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Tuleva management report for first half of 2023
If you have just a 1 minute to read: Since the beginning of the year, world stock markets and the prices of Tuleva’s World Stocks Pension Fund and Tuleva’s Third Pillar Pension Fund units have increased by 15%. Over the past five years, the price of a unit in Tuleva’s World Stocks Pension Fund has…
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How to talk about pension fund performance?
Performance is the buzzword of pension fund marketing. Swedbank writes: “The bar is high. And fees low.” LHV claims to be the only one to increase the value of funds since early 2022. And Tuleva says its “performance will never lag far behind the average of the world securities markets”. How do you know who…
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[Updated in 2024] How to make the most of your third pillar pension?
The third pillar is an excellent way to save for your future. It offers a simple and automatic investment option where you can invest your money in broad-based index funds. In addition, the Estonian state provides support through an income tax rebate on the amount you save. Thanks to the tax rebate, the third pillar…
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Wise added to Tuleva’s portfolio
In May, MSCI, the world’s largest compiler of stock market indexes, included the first Estonian company, Wise plc, in its global equity market indexes. As a result, Wise shares were added to our pension fund portfolio. Interestingly, just a few months earlier, MSCI had removed Western Union, a company operating in a similar sector but…