Dear Tuleva members and investors, The past year was hectic. Inflation reached the highest level seen in recent decades. A war was started in Ukraine. World stock markets fell by nearly 15%. As you know, when saving with Tuleva, we set aside a piece of our salaries every month and use it to buy more…

To date, we have been able to save money in Tuleva’s very own third pillar fund more than three years! As in our second pillar funds, you don’t have to be a member of the association to join us in the Tuleva third pillar. Start investing from the third pillar! A simple rule to follow…

Tuleva pension funds will follow the principles of environmental sustainability and social responsibility, excluding investments in companies that do not meet the relevant criteria. Rather than creating an additional small “green fund”, Tuleva will make its large funds more sustainable. In exactly the same way as we don’t have a single good pension fund hidden…

Kristi Saare and Tõnu Pekk have helped cut through the clutter of information about pension pillar reforms. Below you’ll find a summary that outlines how to withdraw from the second pillar and how to maximize its benefits. The second pillar is truly your asset While the second pillar was always legally your own, many didn’t…

It is worth noting that the calculation of income tax refunds for the third pillar is based on the calendar year. It doesn’t matter when or how many contributions you make. Therefore, you can calculate your total income for this year now and make contributions to the third pillar for the entire year or in…

I have a good feeling as I’m writing this report. 2020 was a great year for us. It seems to me that all our previous years’ work has really borne fruit last year, thanks to some supportive external events. Most people save less than they would like. Tuleva connects with people who want to improve…

There are two types of investors. Those who buy stocks for a long term to take part in the companies’ growing profits. And others that buy and sell often, hoping to take advantage of temporary market deviations. Tuleva has chosen the first path – our joint pension fund is a passive, consistent investor with a…