The third pillar is an excellent way to save for your future. It offers a simple and automatic investment option where you can invest your money in broad-based index funds. In addition, the Estonian state provides support through an income tax rebate on the amount you save. Thanks to the tax rebate, the third pillar…

In May, MSCI, the world’s largest compiler of stock market indexes, included the first Estonian company, Wise plc, in its global equity market indexes. As a result, Wise shares were added to our pension fund portfolio. Interestingly, just a few months earlier, MSCI had removed Western Union, a company operating in a similar sector but…

It is worth noting that the calculation of income tax refunds for the third pillar is based on the calendar year. It doesn’t matter when or how many contributions you make. Therefore, you can calculate your total income for this year now and make contributions to the third pillar for the entire year or in…

After Parliament lifted restrictions on the use of the second pillar, the assets you accumulated in the second and third pillars are really yours. You can use them as you wish; you can take them out all at once or pay yourself a pension supplement every month. You can also keep your assets growing in…

There are two types of investors. Those who buy stocks for a long term to take part in the companies’ growing profits. And others that buy and sell often, hoping to take advantage of temporary market deviations. Tuleva has chosen the first path – our joint pension fund is a passive, consistent investor with a…

You can build a very decent investment portfolio in a quarter of an hour if you make the second and third pension pillars work for you. With all the information noise around the pension pillars lately, we tend to forget the basics. Instead of pondering whether or not to take out the second pillar money,…